Central Bank Disclosure of Deposit Yields & Rates
Effective Dates: October 1, 2026 - October 6, 2026
Type | Name | APY* | Interest Rate | Minimum Balance to Obtain APY |
|---|---|---|---|---|
Checking Accounts | Central Interest/Business Interest/Business 250 Interest Checking | 1.00% | 0.995% | $0 |
Checking Accounts | Platinum Checking | 1.50% | 1.489% | $50,000 |
Checking Accounts | Platinum Checking | 1.25% | 1.242% | $10,000 |
Checking Accounts | Platinum Checking | 1.00% | 0.995% | $0 |
Health Savings Account | Health Savings Accounts | 0.75% | 0.747% | $0 |
Savings Accounts | Savings Accounts | 1.00% | 0.995% | $0 |
Money Market Accounts | Personal Money Market Plus | 3.50% | 3.440% | $500,000 or > |
Money Market Accounts | Personal Money Market Plus | 1.50% | 1.489% | < $500,000 |
Money Market Accounts | Nonpersonal Money Market Plus | 3.25% | 3.198% | $500,000 or > |
Money Market Accounts | Nonpersonal Money Market Plus | 1.25% | 1.242% | < $500,000 |
Central Money Market | Personal | 1.25% | 1.242% | < $10,000 |
Central Money Market | Personal | 1.50% | 1.489% | $10,000 to $49,999.99 |
Central Money Market | Personal | 1.75% | 1.735% | $50,000 to $99,999.99 |
Central Money Market | Personal | 2.50% | 2.469% | $100,000 to $249,999.99 |
Central Money Market | Personal | 2.75% | 2.713% | $250,000 or > |
Central Money Market | Nonpersonal | 1.00% | 0.995% | < $10,000 |
Central Money Market | Nonpersonal | 1.25% | 1.242% | $10,000 to $49,999.99 |
Central Money Market | Nonpersonal | 1.50% | 1.489% | $50,000 to $99,999.99 |
Central Money Market | Nonpersonal | 2.25% | 2.225% | $100,000 to $249,999.99 |
Central Money Market | Nonpersonal | 2.50% | 2.469% | $250,000 or > |
Certificate of Deposit | 7 to 31 Days | 3.50% | 3.440% | $20,000 |
Certificate of Deposit | 32 to 89 Days | 3.00% | 2.956% | $5,000 |
Certificate of Deposit | 90 to 179 Days | 3.25% | 3.198% | $2,500 |
Certificate of Deposit | 180 to 364 Days | 3.50% | 3.440% | $1,000 |
Certificate of Deposit | 1 Year | 4.00% | 3.922% | $500 |
Certificate of Deposit | 2 Years | 4.25% | 4.162% | $500 |
Certificate of Deposit | 3 Years | 4.30% | 4.210% | $500 |
Certificate of Deposit | 4 Years | 4.35% | 4.258% | $500 |
Certificate of Deposit | 5 Years | 4.50% | 4.402% | $500 |
Current CD Specials | CD Management Account (1 year –variable rate) | 4.38% | 4.285% | $2,500 |
Current CD Specials | Central Advantage (1 year – individuals only) | 3.75% | 3.682% | $2,500 |
Individual Retirement Accounts | Variable Rate – 18 Months | 3.00% | 2.956% | $100 |
Individual Retirement Accounts | Fixed Rate – 6 Months | 3.50% | 3.440% | $500 |
Individual Retirement Accounts | Fixed Rate – 12 Months | 4.00% | 3.922% | $500 |
Individual Retirement Accounts | Fixed Rate – 24 Months | 4.25% | 4.162% | $500 |
Individual Retirement Accounts | Fixed Rate – 36 Months | 4.30% | 4.210% | $500 |
Individual Retirement Accounts | Fixed Rate – 60 Months | 4.50% | 4.402% | $500 |