Personal Central Insurance Services

Central Insurance Services offers a wide range of coverage for your vehicles at competitive prices.

The vehicle coverage we offer includes:

Liability
Coverage for others who are injured or have property damage from an accident you cause

Medical payments
Coverage for any injuries sustained by you or your passengers

Uninsured motorist coverage
Coverage for when an uninsured driver injures you or your passengers

Collision/comprehensive coverage
Coverage for damage to your own vehicle from an accident or other cause such as fire, hail, etc.

For more information, call 859-253-8799 (Lexington) or 502-493-2370 (Louisville).

Whether you’re looking to purchase your first home or vacation property, you’re going to need a good homeowner’s policy to ensure your investment is protected against fire, theft and other risks.

For more information, call 859-253-8799 (Lexington) or 502-493-2370 (Louisville).

The best life insurance policy for you is determined by a range of variables: your age, monthly cash flow, number of dependents and the length of time you want to be insured.

Insurance professionals at Central Insurance Services will work closely with you to help you choose the policy that best fits your needs. By examining your entire financial picture, we can tailor insurance coverage to match your goals and budget.

Term Life insurance provides the protection you need now at a cost you can afford. This type of policy offers “death benefit only” protection for a specified term, such as 10, 20 or 30 years. At the conclusion of the policy’s term, coverage ceases and the policy expires with no cash value.

Permanent insurance is designed to offer lifetime protection. Permanent life insurance may have fixed premiums, may generally accumulate cash value on a tax-deferral basis and may pay policy dividends. Although more expensive initially than term insurance, permanent life insurance may, over time, become the least expensive form of life insurance.

You’ve spent a lifetime achieving your goals and financial security. Now, our insurance professionals can help ensure your assets are passed on to the people you care most about.

Taking into account your entire financial situation, we can help you maximize the value of your estate for your designated beneficiaries. Services include protection of assets, tax liquidity, equalization for heirs, freezing techniques and controlled gifting. Insurance policies can play a key role in maximizing the after-tax transfer of assets to your heirs.

For more information, call 859-253-8799 (Lexington) or 502-493-2370 (Louisville).

At Central Insurance Services, we want to make sure your future medical needs do not threaten the financial well-being you’ve worked so hard to achieve.

We are committed to helping you navigate the increasingly complex health insurance market. Our licensed professionals will work with you to help determine if you and your family are eligible for subsidies through the healthcare marketplace.

We will assess your unique needs and recommend a plan that suits you.

Among the plans we offer are:

• Major medical

• Short-term medical

• Dental

• Vision

• Disability

• Long-term care

• Over-65 supplemental insurance options

For more information, call 859-253-8799 (Lexington) or 502-493-2370 (Louisville).