Central Bank Visa® Credit Cards deliver security, convenience and buying power wherever you go.
Add convenience, control and security to your financial life:
No fees for ATM cash advances
Zero liability for unauthorized purchases
Local service in person or by phone
Emergency cash and card replacement
Up to $5 late fee
1% foreign transaction fee
No balance transfer fee
The cards feature within CentralNET and CentralMOBILE allows you anytime access to easily manage your Central Bank credit card.
View and download statements
Make payments
Add travel notes
Activate your card
Select or change your PIN
Change the address associated with your card
View and redeem rewards points
Contact the bank via a secure email portal
We give you options for credit cards that line up perfectly with the way you live. Central Bank Visa can provide you with cash advances from your credit line at all banks and ATMs that recognize these cards worldwide.
To find Visa® ATM locations worldwide, use the Visa ATM locator.
Receive real-time1 text or email alerts when your card is used to make a purchase2. These alerts can be set up within the Cards feature of CentralNET or CentralMOBILE.
No annual fee
Low variable APRs. (APRs can vary.) Current APRs range from 13.75% to 15.75% based on the Prime Rate as of 12-9-2024. APRs are determined by adding 6.00% to 8.00% to the Prime Rate in effect at the time of account opening.
$5,000
No fees
No fees
Up to $5 late fee
1%
Earn points on every qualified purchase when using your Central Bank credit card
Redeem reward points online for cash back, merchandise, gift cards or travel certificates
No restrictions or blackout dates on airfare booked through Point Quest Rewards.
Emergency cash and card replacement, wherever you are.
Lost-luggage reimbursement.3
Cell phone protection insurance.3
$500,000 travel accident insurance.3
Travel and emergency assistance services.3
Extended Warranty Protection.3
Access to 24/7 Visa® Travel Center3.
Roadside dispatch®.3
Auto rental collision damage waiver.3
Security protection available for purchase.
Tools to help you act quickly if your personal data is threatened. Your Central Bank Visa card includes ID Navigator Powered by NortonLifeLock.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.
Confirm eligibilityThis service may automatically update your card expiration date or replacement card number for participating merchants who maintain your card information on file for recurring purchases or payments. This service is free. For more information or to opt out, contact us.
To report lost or stolen debit or credit cards, please call 859-253-6222 or 800-637-6884 and follow the instructions provided.
Receive real-time1 text or email alerts when your card is used to make a purchase2. These alerts can be set up within the Cards feature of CentralNET or CentralMOBILE.
$20
16.50%
$1,000
No fees
No fees
Up to $5 late fee
1%
Emergency cash and card replacement.
Auto rental collision damage waiver.3
Auto rental discounts.
Roadside dispatch®.3
Tools to help you act quickly if your personal data is threatened. Your Central Bank Visa card includes ID Navigator Powered by NortonLifeLock.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.
Confirm eligibilityThis service may automatically update your card expiration date or replacement card number for participating merchants who maintain your card information on file for recurring purchases or payments. This service is free. For more information or to opt out, contact us.
To report lost or stolen debit or credit cards, please call 859-253-6222 or 800-637-6884 and follow the instructions provided.
Part of the BBN? Get the official card.
The Central Bank UK Alumni Visa Card has all the world-wide benefits you expect from Visa. But with this credit card, you do more than just show your support for UK – you give your support. The University of Kentucky Alumni Association receives a portion of the proceeds to support student activities. Go Big Blue!
Receive real-time1 text or email alerts when your card is used to make a purchase2. These alerts can be set up within the Cards feature of CentralNET or CentralMOBILE.
No annual fee
Low variable APRs. (APRs can vary.) Current APRs range from 13.75% to 15.75% based on the Prime Rate as of 12-9-2024. APRs are determined by adding 6.00% to 8.00% to the Prime Rate in effect at the time of account opening.
$5,000
No fees
No fees
Up to $5 late fee
1%
Earn points on every qualified purchase when using your Central Bank credit card
Redeem reward points online for cash back, merchandise, gift cards or travel certificates
No restrictions or blackout dates on airfare booked through Point Quest Rewards.
Emergency cash and card replacement, wherever you are.
Lost-luggage reimbursement.3
Cell phone protection insurance.3
$500,000 travel accident insurance.3
Travel and emergency assistance services.3
Extended Warranty Protection.3
Access to 24/7 Visa® Travel Center.3
Roadside dispatch®.3
Auto rental collision damage waiver.3
Security protection available for purchase.
Tools to help you act quickly if your personal data is threatened. Your Central Bank Visa card includes ID Navigator Powered by NortonLifeLock.
No one can prevent all identity theft, so staying informed and knowing what to do when your identity is threatened can provide you with greater peace of mind. ID Navigator Powered by NortonLifeLock provides you with tools to help keep you informed of potential threats to your identity, so you can act quickly should the unexpected happen.
Confirm eligibilityThis service may automatically update your card expiration date or replacement card number for participating merchants who maintain your card information on file for recurring purchases or payments. This service is free. For more information or to opt out, contact us.
To report lost or stolen debit or credit cards, please call 859-253-6222 or 800-637-6884 and follow the instructions provided.