Benefits of Online and Mobile Banking
By: Leslie Fannin, Private Banking – Lexington
We’re all busy – juggling work, kids, grandkids, errands and more. This means you can’t always make it to the bank before we close. At Central Bank, we offer online and mobile banking so you can bank anytime, anywhere.
While there are Central Bank customers who love coming in to see their favorite teller or banker, sometimes convenience and time are factors. With online and mobile banking, you can avoid the trip to the bank on those occasions when there just aren’t enough hours in the day. Online banking is also great for those unexpected moments when your kids call you at 10 o’clock at night and need you to transfer money immediately for gas or pizza.
Jumping into online and mobile banking can feel a little overwhelming at first for those of us who aren’t “tech savvy”. I can tell you from personal experience, once you get the hang of things, you’ll be glad you did. Whether viewing transactions, transferring funds or paying bills from a computer or smartphone, mobile and online banking have vastly changed the way I conduct my own banking.
I have listed a few of the features Central Bank customers can utilize with our online and mobile banking products.
CentralNET Online Banking Features
Check balances and account activity from your computer.
Make Payments
Bill Pay is a fast, easy way to pay your bills – from your mortgage to charitable donations. Our Bill Pay service is free and allows you to choose the payment date for every bill.
Popmoney® is a person to person payment option that allows you to send and receive money as easily as you send and receive email and text messages.
Trends Dashboard allows you to set goals, track spending and even view information from your accounts with other financial institutions. It’s a one-stop financial center for all of your accounts.
Account Activity can be viewed anytime, anywhere. Simply login to check balances, view transaction information and more.
CentralMOBILE Mobile Banking App Features
Touch ID allows you to login with your fingerprint.
Instant Balance allows you to see your balance without logging in.
Check balances and account activity on the go.
Check your Credit Score in the app*
Make Payments
Bill Pay is a fast, easy way to pay your bills – from your mortgage to charitable donations. Our Bill Pay service is free and allows you to choose the payment date for every bill.
Popmoney® is a person to person payment option that allows you to send and receive money as easily as you send and receive email and text messages.
Mobile Deposit lets you deposit checks from your phone into your account.
Make transfers between Central Bank accounts on the go.
NEED HELP? WE’RE THERE FOR YOU
Just because you’re banking on your phone or computer doesn’t mean you’re on your own. While I suggest all of my customers use online and mobile banking, our banking centers are still here if you ever need us and our staff is as friendly and knowledgeable as ever. Call or stop by. We are happy to help.
If you’re ready to make the leap into online and mobile banking, just visit centralbank.com or download the CentralMOBILE app in the Apple App Store or Google Play Store.
As always, give us a call if you have any questions. You can reach me directly at 859-253-8731.
Standard data rates apply for online and mobile usage. See terms and conditions of products upon registration for full product details. Member FDIC.
*The credit score provided is calculated using TransUnion’s Vantage 3.0 scoring model and is intended to help you understand the factors that affect your credit score and ways you may be able to save money with Central Bank & Trust Co. loan products. This credit score is not used for loan approval purposes or for determining loan rates. Loan rates and approvals are based on information provided to the bank when you apply for a loan. The credit score found in the credit report that Central Bank uses for loan decisioning may be different than the credit score you see here. The offers presented are not offers to lend. Terms and conditions and offers are subject to change at any time.